Sacramento · California In force · interim · 2026

Can you build a fourplex in Sacramento? Yes, in every neighborhood, with no unit cap.

In 2024 Sacramento became the first California city to allow small multi-unit housing in every single-family neighborhood, and the first US city to drop the cap on how many units a single-family lot can hold. Then, about 18 months later, it had built almost none of it. This is what the rule allows in 2026, and why the homes have not shown up yet.

No
cap

on units in single-family zones. A floor-area rule, not a unit count, decides how big the building can be. Sacramento was the first US city to make that change.

A small modern fourplex on a tree-lined Sacramento residential street, the kind of missing-middle home the 2040 General Plan legalized citywide

The 30-second answer

  • Since October 17, 2024, Sacramento allows small multi-unit housing by right in every single-family and duplex zone (R-1, R-1A, R-1B, R-2). This is a California first.
  • There is no cap on the number of units in those zones. A sliding floor-area rule, not a unit count, sets how big the building can be.
  • You can build fourplexes, six-plexes, up to ten-plexes, cottage courts, and small homes on small lots, up to about 2.5 storeys.
  • Off-street parking minimums were removed citywide as part of the 2040 General Plan, so a new small building needs no required parking.
  • The gap: about 18 months in (late March 2026), the city had 34 applications and 22 approvals, but zero built projects between 3 and 20 units.
  • A more permanent version of the rules is expected by the end of 2026, and the city is reworking the shape-and-size (bulk) controls that builders say block projects.

Allowed a lot. Built almost nothing.

This is the Sacramento story in one line, and the most useful thing an owner or builder can know. The city wrote one of the most open missing-middle rules in the country. Then, about a year and a half in, it counted zero built projects between 3 and 20 units. The two sides below use the same time window: late March 2026, roughly 18 months after the rule took effect.

What the law allows

No cap

on the number of units allowed in R-1, R-1A, R-1B and R-2 zones: a US first

Every

single-family and duplex neighborhood in the city, about 100 sq miles

10-plex

and cottage courts allowed by right on ordinary lots, up to ~2.5 storeys

What actually got built

0

built projects between 3 and 20 units, about 18 months in (late March 2026)

34

total applications filed under the ordinance as of late March 2026

22

of those applications approved, but none of the mid-size ones completed

“We’re a year and a half in, and we haven’t seen a single project between three and 20 units.” Dov Kadin, vice chair, Sacramento Planning and Design Commission, on the missing-middle results (April 2026). Source

What you can build

  • No unit cap in R-1, R-1A, R-1B and R-2 zones. A US first.
  • Fourplex to ten-plex, cottage courts, and small homes on small lots (1,200–2,899 sq ft).
  • No parking required. Off-street minimums were dropped citywide.
  • About 2.5 storeys, with size set by the floor-area rule and transit distance.

The real limit is the sliding FAR scale

Floor area ratio (FAR) is total building floor area divided by lot area. More units earn more floor area, up to the ceiling for your area. This, not a unit count, is what decides whether a fourplex actually fits.

1 unit 0.4 FAR
2 units 0.7 FAR
3–4 units 1.0 FAR
5–7 units 1.1 FAR
8–10 units 1.25 FAR
11 units 1.4 FAR
12+ units +0.1 FAR each

Official Figure LUP-5 (Sliding FAR Scale). ADUs do not count toward this. Projects of 5+ units need a licensed architect.

Why the homes have not shown up: the bulk controls

The rule that stops mid-size projects is not the unit count. It is the shape-and-size rules the city calls “bulk controls.” These set the building envelope: height, setbacks, how the mass is broken up, open space, tree planting, and design-review rules on things like roof form. They keep a new building looking like a house on the street, but builders say they can be strict enough that a three-to-ten-unit project either will not fit or will not pay for itself.

In 2026 the city began reworking these controls, loosening some of them while adding new width and depth limits in their place, and expects a more permanent version of the ordinance by the end of the year. That rework, not the 2024 headline, is the real test of whether the reform builds homes.

How Sacramento got here

The reform came in two steps: the 2040 General Plan set the direction, and the interim ordinance put it into practice. The next step, a permanent version, is due by the end of 2026.

  1. Feb 27, 2024

    City Council adopts the Sacramento 2040 General Plan (effective March 28, 2024). It removes unit caps in single-family zones and drops parking minimums citywide.

  2. Sep 17, 2024

    Council unanimously adopts the Missing Middle Housing Interim Ordinance (Ordinance 2024-0027), the rule that puts the 2040 plan into practice.

  3. Oct 17, 2024

    The interim ordinance takes effect. Fourplexes to ten-plexes and cottage courts become allowed by right in R-1, R-1A, R-1B and R-2 zones.

  4. Jan 27, 2026

    Council passes a resolution (2026-0017) tied to the missing-middle program as the city moves toward a permanent version.

  5. Late Mar 2026

    34 applications filed, 22 approved, but not a single project between 3 and 20 units has been built about 18 months in.

  6. End of 2026

    The city expects to adopt a permanent version, reworking the shape-and-size (bulk) controls that builders say make mid-size projects hard.

If you own a lot in Sacramento

Your right to build small multi-unit housing is real and in force today. But do not plan around the unit count. Plan around the building size. Before you sketch a fourplex, look up your lot in the city’s Land Information Lookup App to find your zone and your maximum floor area ratio (FAR). That FAR ceiling, plus height and setback limits, is what decides how many homes your lot can actually hold.

Two things work in your favour. Since the 2040 plan you owe no required off-street parking, which frees up the lot and cuts cost. And accessory dwelling units (ADUs) sit outside the FAR math, so you can add up to two or three ADUs on top of the main building when it has hit its size ceiling.

The honest warning: the shape-and-size (bulk) controls are the reason so few mid-size projects have been built, and the city is changing them through the end of 2026. If you are planning a three-to-ten-unit building, watch the permanent ordinance closely. The numbers you design to may move.

Sacramento missing-middle zoning: questions people ask

Can I build a fourplex in Sacramento?

Yes. Since October 17, 2024, a fourplex is allowed by right in Sacramento’s single-family and duplex zones (R-1, R-1A, R-1B, R-2). "By right" means you do not need a rezoning or a variance for the extra units; if your plans meet the objective standards, the city reviews them through its Site Plan and Design Review process rather than a discretionary public hearing on the unit count. In fact the ordinance goes further than a fourplex: there is no cap on the number of units in those zones. The real limit is the size of the building, set by a floor-area rule, not the number of homes.

How many units can I put on a normal Sacramento lot?

There is no fixed unit cap in the R-1, R-1A, R-1B and R-2 zones. This is what made Sacramento the first jurisdiction in the country to drop unit caps in single-family zones. What limits you instead is the floor area ratio (FAR), a rule that ties the total building floor area to the size of your lot. A sliding scale rewards more units with more floor area, up to the ceiling set for your area. So the practical answer is: as many small homes as the allowed building size can hold, not a number written into the zone.

What is the sliding FAR scale and why does it matter?

FAR, or floor area ratio, is the total building floor area divided by the lot area. Sacramento uses a sliding scale (Figure LUP-5): one unit is limited to 0.4 FAR, two units to 0.7, three-to-four units to 1.0, five-to-seven to 1.1, eight-to-ten to 1.25, and so on. The scale gives you more floor area only if you commit to more units, but it also caps how big the building can get. On a small lot that ceiling, plus height and setback limits, is usually what decides whether a fourplex actually fits.

Is single-family-only zoning gone in Sacramento?

Yes, in the sense that a single house is no longer the only thing you can build. The 2040 General Plan and the Missing Middle Housing ordinance let you put a duplex, fourplex, cottage court, or larger small building on lots that used to allow one house. You can still build one house if you want. The change is that the "one house only" rule is gone in the R-1, R-1A, R-1B and R-2 zones. Sacramento was the first California city to make this change apply to every single-family neighborhood.

What housing types does the ordinance allow?

It allows a broad set of small buildings: duplexes, fourplexes, six-plexes, eight-plexes, ten-plexes, cottage and bungalow courts, and small homes on small lots (lots between 1,200 and 2,899 square feet). Buildings can generally reach about 2.5 storeys, with the exact size set by the floor-area rule and by how close the lot is to transit. The idea is "missing middle" housing: buildings that look like houses from the street but hold several homes.

Do I need to add off-street parking for a new small building?

No. Sacramento removed minimum off-street parking requirements citywide as part of the 2040 General Plan work, and the city describes this as one of the cost savings built into the reform. You may still add parking if you or your renters want it, but the city no longer forces you to. On a narrow lot this matters a lot, because a required parking pad can crowd out the space you need for a third or fourth home.

If the rules are so open, why has almost nothing been built?

Because legal permission and a project that pencils out are two different things. About 18 months in, Sacramento had 34 applications and 22 approvals, but zero built projects between 3 and 20 units. Builders and advocates point to the "bulk controls" (rules that dictate the shape, size and even the roof style of the building) as a main reason mid-size projects are hard to make work. Construction cost, land price and financing also decide what actually gets built, and none of those changed when the zoning did.

What are the "bulk controls" everyone talks about?

Bulk controls are objective standards that shape the building envelope: height, setbacks, how the mass is broken up, open space, tree planting, and design-review rules on things like roof form. They exist to keep new small buildings looking like they belong on a single-family street. The problem builders raise is that these controls can be strict enough to make a three-to-ten-unit building physically hard to fit, or too small to be worth building. The city is now looking at loosening some of these controls while adding new width and depth limits in their place.

Is the ordinance permanent, or can it change?

Right now it is an interim ordinance, adopted in September 2024 and meant to be tested before the city writes a permanent version. As of mid-2026 the city is working through a citywide rezoning to line the zoning code up with the 2040 General Plan, and it expects to adopt a more permanent version by the end of 2026. The core direction, small multi-unit housing allowed by right in every residential neighborhood, is not expected to reverse. What is likely to change is the detail of the bulk controls, in an effort to get more projects built.

Which zones does the missing-middle ordinance apply to?

It applies to the R-1, R-1A, R-1B and R-2 zones, the single-unit and duplex residential zones, where about 65% of the city’s housing sits. It does not apply inside the airport safety zones the ordinance calls out. If you are checking your own lot, the city’s Land Information Lookup App shows your zone, your General Plan maximum FAR, and whether you fall in an airport influence area.

Are there rules to protect existing tenants?

Yes. The ordinance includes anti-displacement rules. A project cannot result in fewer dwelling units than already exist, cannot demolish a unit that a tenant has lived in within the past year, and cannot demolish a unit that is under an affordable-housing agreement. These rules are meant to make sure the reform adds homes rather than replacing renters. A project has to meet these conditions to be approved.

Can I add ADUs on top of a missing-middle project?

Yes. Accessory dwelling units (ADUs) are handled separately from the missing-middle ordinance and do not count toward the project’s floor-area limit. Under the city’s local rules an owner can add up to two ADUs, and under state rules up to three (one attached ADU, one detached ADU, and one junior ADU). Because ADUs sit outside the FAR math, they can be a practical way to add homes when the main building has hit its size ceiling.

What is the lesson from Sacramento’s first year and a half?

Sacramento wrote one of the most open missing-middle rules in the country (no unit cap, every neighborhood) and still produced zero mid-size buildings in about 18 months. The lesson is the same one Minneapolis and California’s SB 9 taught: making density legal does not make it get built. The size-and-shape rules, the land cost, and the financing decide the outcome. Sacramento is now trying to fix the shape rules, which is the honest test of whether the reform works. Not the day it passed, but whether builders can actually use it.

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Official sources & studies

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