Map of Metro Vancouver highlighting SSMUH active municipalities
Gentle Density

BC SSMUH Status: July 2026 Municipal Compliance Update

8 min read

The Bill 25 compliance deadline passed June 30, 2026. Most Metro Vancouver municipalities are fully compliant. District of North Vancouver is under provincial oversight after refusing Bill 25 in April 2026. This is the current city-by-city status, permit timelines, and what post-deadline enforcement means for developers and homeowners.

Key takeaway

City-by-city analysis of SSMUH implementation in 2026 including timelines, permitting expectations, financing notes, and strategic plays for multiplex developers.

What this covers

  • SSMUH timelines
  • municipal adoption
  • permitting expectations
  • financing notes
  • VanPlex projects
ssmuh gentle-density bill-44 bc-housing multiplex

September 2026 — Bill 25 Compliance Deadline Has Passed

The June 30, 2026 deadline has passed, and compliance was not uniform. The District of North Vancouver formally refused Bill 25 in April 2026. The City of North Vancouver did not adopt its 6-unit transit-tier bylaw either: Council referred it back to staff on May 11, 2026, and as of this update it has not returned to Council. CNV’s separate 3-4 unit baseline (Bylaw 9137, adopted December 2025) remains in force and unaffected. West Vancouver missed the deadline as well and has scheduled readings of its amendment bylaw for September 21, 2026. Most other Metro Vancouver cities are operating normally. See the updated municipal scorecard below.

Quick takeaway: Mid-2026 is where SSMUH crossed from early adopter to mainstream. The June 30, 2026 Bill 25 deadline has now passed. Vancouver and Burnaby have proven the model, Surrey is processing volume, Tri-Cities and Fraser Valley municipalities are operational, and the North Shore is where compliance broke down: the District of North Vancouver refused, the City of North Vancouver referred its 6-unit transit-tier bylaw back to staff with no return date yet confirmed, and West Vancouver has readings set for September 21, 2026. Here is what that means for permits today.

What is SSMUH and why it matters in 2026

Small-Scale Multi-Unit Housing (SSMUH) is British Columbia’s answer to the mismatch between single-family zoning and housing demand. After Bill 44 passed, every municipality with more than 5,000 residents must legalize 3–6 primary dwelling units on lots that previously allowed only one detached home. For a deeper look at how this framework works, see our SSMUH guide.

2025 was about early execution. 2026 is about scaling—and the cities with streamlined processes are capturing capital, trades, and development momentum.

Municipal scorecard (September 2026 — updated)

CityStatusBill 25 CompliantPermit TimelineKey Notes
VancouverActive (R1-1)✓ Yes — pre-existingDP 8–10 mo / BP 3–5 moNet Zero bonus, 6 units strata, 8 units rental
BurnabyActive (R1 SSMUH)✓ YesDP 6–8 mo / BP 4–5 moNo FSR cap, FTNA parking relief, fee-simple rowhouses
SurreyActive (city-wide rezoning)✓ YesDP 6–9 mo / BP 4–6 moServicing reviews critical; SkyTrain alignment key
City of North VancouverActive for 4 units (Bylaw 9137, Dec 2025)✗ Not yet, referred back to staff May 11, 2026DP 8–12 wks / build 14–18 mo6-unit expansion drafted but not adopted; 4-unit rules govern
District of North VancouverActive for 4 units (Ground-Oriented Housing, Dec 2025)✗ Refused Bill 25, Council voted 4-3 against Apr 13, 2026N/A for 6 unitsProvince may impose zoning by ministerial order
CoquitlamActive✓ YesDP 7–10 mo / BP 4–5 moEvergreen Line overlays, 22,131 eligible lots
Port CoquitlamActive✓ YesDP 6–8 mo / BP 4–5 moCorridor nodes & servicing finalized
Maple RidgeActive✓ YesDP 7–9 mo / BP 4–6 moRural servicing, stormwater upgrades complete
Langley (City & Township)Active✓ YesDP 7–9 mo / BP 4–5 moJoint policy alignment, transit-oriented nodes
New WestminsterActive✓ YesDP 6–8 mo / BP 3–4 moHeritage overlays, multiplex near SkyTrain
RichmondActive (RSM zoning)✓ YesDP 6–9 mo / BP 4–5 mo25,895 eligible lots in RSM zone
Fraser Valley (Abbotsford, Chilliwack, Mission)ActiveBill 44 yes; no published Bill 25 alignment bylawDP 6–9 mo / BP 4–6 moALR proximity, hillside soils, infrastructure
Sea-to-Sky (Squamish, Whistler, Pemberton)Emerging pilotsPartialCase-by-caseServicing capacity, worker housing priority

Timeline tracker for 2026

  1. Q1 2026

    • All remaining Metro Vancouver municipalities now accepting SSMUH applications
    • Fraser Valley intake fully operational
    • VanPlex scaling multiplex delivery across 6+ municipalities
  2. Q2 2026

    • Expected permit fast-track expansion in Surrey and Burnaby
    • Province releases updated SSMUH financing guidance
    • Sea-to-Sky municipalities finalize worker housing priority lanes
  3. Q3 2026

    • First wave of 2026 SSMUH completions expected across Metro Vancouver
    • Resale market data for stratified multiplex units becomes meaningful
    • VanPlex targets 20+ active SSMUH projects in delivery
  4. Q4 2026

    • Annual SSMUH permit volume data released by municipalities
    • 2027 policy refinements based on market feedback
    • Financing products mature with track record data

Permitting intelligence by city

Vancouver: R1-1 is the SSMUH proof point

Vancouver’s R1-1 zone is the furthest along of any Metro city — with the most active permit queue and the clearest design standards for six-unit builds. VanPlex maintains a weekly playbook of R1-1 permit bulletins. Expect 12–18 month timelines when you include design coordination, Net Zero modelling, and finance approvals. We are scaling multi-generational sixplexes on 33’ and 50’ lots with stratified sale and retained rentals.

Burnaby: R1 SSMUH attracts fee-simple builders

Burnaby’s R1 SSMUH zone removed FSR caps, which shifts the focus to building envelope management. The biggest unlocks:

  • 6 units near Frequent Transit Network stops
  • Fee-simple rowhomes without rear lanes
  • Stratified multiplexes where secondary suites still count toward the total

Surrey: Servicing and parking determine speed

Surrey’s staff are scrutinizing off-site servicing and parking design. Facilitate approvals by:

  • Providing early civil and electrical load letters
  • Coordinating arborist and geotech reporting before intake
  • Leveraging FTN area exemptions to limit parking stalls

Tri-Cities and Fraser Valley: Now accepting applications

Port Coquitlam, Maple Ridge, and Fraser Valley municipalities are now fully operational for SSMUH intake. VanPlex is executing lot-specific feasibility packs and permit submissions across these newly active markets.

Financing signals

Lenders are catching up with SSMUH. Credit unions are underwriting 70–75% LTC for experienced builders, while private lenders bridge pre-sales. Key underwriting proof points:

  • Builder track record in multiplex/gentle density
  • Documented demand (waitlists, community interest)
  • Detailed pro forma with realistic absorption timelines
  • Energy model + Net Zero approaches (where applicable)

VanPlex’s finance desk packages these deliverables and pairs them with construction schedules and draw calendars.

How VanPlex is executing SSMUH in 2026

We run an address-first program: feasibility, design coordination, permit shepherding, financing, and construction delivery. For each city we provide:

  • Feasibility Pack: Unit mix options, servicing constraints, preliminary budgets
  • Consultant Matrix: Who needs to be engaged and when, plus SSMUH-specific scopes
  • Permit Tracker: Intake checklist, city timelines, reviewer notes
  • Capital Plan: Lender-ready pro forma, draw schedule, sales vs. rental decision tree

Our goal is simple: deliver multiplexes and gentle density forms that stabilize neighbourhoods while unlocking owner and investor returns.

Next steps for homeowners & investors

  1. Check your address: Run the VanPlex lookup tool to confirm eligibility and unit capacity.
  2. Request your SSMUH feasibility pack: We deliver a tailored analysis with timeline, budget, and recommended delivery model.
  3. Book a planning session: Align financing, design, and construction execution so you are ready the moment bylaws permit intake.

Ready to unlock your lot? Start with the property lookup or contact our team for a dedicated SSMUH strategy call.

Frequently asked questions

What is SSMUH and which BC municipalities does it apply to?

Small-Scale Multi-Unit Housing (SSMUH) is British Columbia's requirement, created under Bill 44, that every municipality with more than 5,000 residents legalize 3 to 6 primary dwelling units on lots that previously allowed only one detached home. As of the September 2026 update, most Metro Vancouver municipalities are operating normally under these rules, while a few on the North Shore have not fully complied.

Did every Metro Vancouver municipality meet the June 30, 2026 Bill 25 compliance deadline?

No. The June 30, 2026 deadline passed and compliance was not uniform. The District of North Vancouver formally refused Bill 25 compliance in April 2026 by a council vote of 4 to 3, and the City of North Vancouver did not adopt its 6-unit transit-tier bylaw, instead referring it back to staff on May 11, 2026, with no return date confirmed as of the September update. West Vancouver also missed the deadline and had readings of its amendment bylaw scheduled for September 21, 2026.

What happens to a municipality that refuses to comply with Bill 25?

The District of North Vancouver's council voted 4 to 3 against Bill 25 compliance on April 13, 2026, and the province may respond by imposing zoning through a ministerial order. The City of North Vancouver's separate 3 to 4 unit baseline under Bylaw 9137, adopted in December 2025, remains in force and is not affected by the stalled 6-unit transit-tier bylaw.

How many lots in Coquitlam and Richmond are eligible for SSMUH development?

Coquitlam has 22,131 eligible lots under its active SSMUH zoning with Evergreen Line overlays, and Richmond has 25,895 eligible lots in its RSM zone. Both cities are listed as fully Bill 25 compliant with development permit timelines of 6 to 10 months and building permit timelines of 4 to 5 months.

What are typical permit timelines for a multiplex project across Metro Vancouver municipalities?

Vancouver's R1-1 zone runs a development permit timeline of 8 to 10 months and a building permit timeline of 3 to 5 months. Burnaby's R1 SSMUH zone runs 6 to 8 months for development permits and 4 to 5 months for building permits. Surrey runs 6 to 9 months and 4 to 6 months respectively, with servicing reviews and SkyTrain alignment cited as the key factors affecting speed.

What financing terms are lenders offering for SSMUH multiplex projects in 2026?

Credit unions are underwriting 70 to 75 percent loan-to-cost for experienced builders on SSMUH projects, while private lenders are used to bridge pre-sales. Lenders are asking for proof points including a builder's track record in multiplex or gentle density construction, documented demand such as waitlists, a detailed pro forma with realistic absorption timelines, and an energy model with a Net Zero approach where applicable.

What does Burnaby's R1 SSMUH zoning allow that other municipalities restrict?

Burnaby's R1 SSMUH zone removed floor space ratio caps entirely, shifting the design focus to managing the building envelope instead. It allows 6 units near Frequent Transit Network stops, fee-simple rowhomes built without a rear lane, and stratified multiplexes where secondary suites still count toward the total unit count.

What should a homeowner or investor do first to check SSMUH eligibility on a specific property?

The recommended first step is to check the property's address to confirm SSMUH eligibility and unit capacity, since eligibility and permitted unit count vary by municipality and by whether the property sits within a Frequent Transit Network area. A feasibility pack covering unit mix options, servicing constraints, and preliminary budgets is the typical next step before financing and design work begins.

Free 12-page guide for Vancouver-area homeowners. Build, sell, hold, or partner — side-by-side comparison of the numbers, timeline, and risk on each path.

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David Babakaiff

David Babakaiff

Co-Founder, VanPlex | 25+ Years BC Construction

David Babakaiff is Co-Founder of VanPlex with 25+ years scaling BC construction. He led Alair Homes Vancouver to the 2024 HAVAN Award for Best Multiplex Unit in the GVRD. VanPlex’s PlexRank™ algorithm scores residential parcels across BC for multiplex conversion potential under Bill 44.

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